Hi Name
I really appreciate you taking the time to look into Champion Health. This proposal illustrates how we can save you $574 for each one of your employees each year while providing your employees with the most innovated and impactful benefits that will complement your current benefit plan.
Show Me The Money
CUSTOMIZED PROPOSAL
Hello First name.
Let's put the control of your Health Plan back in Your Hands.
They say some things are too good to be true. Well, some are, but not all. Our supplemental plan provides the most essential health benefits while reducing costs for employees and you.
Simply put, your people often take more money home while lowering costs, quicker access to doctors, urgent care, prescriptions and more.
They say some things are too good to be true. Well, some are, but not all. Our supplemental plan supercharges your existing health insurance while reducing costs for employees and you.
Simply put, your people often take more money home while lowering costs, quicker access to doctors, urgent care, prescriptions and more.
Thousands of employers
Save $47.80 per full time employee each month
Total Savings Annually
For your number of employees employees
Like these thousands of employers
Give Your Employees
Zero Copay, Zero Deductible Care
Quarterbacked By Personal Care Assistants
Primary Care Office Visits
Effortless visits, in person or via virtual care, with more than 800,000 participating doctor's offices.
Urgent Care Office Visits
Convenient access to urgent care centers, often available 24x7, for prompt treatment and prescriptions.
Unlimited Prescriptions
Free fills for more than 200 common drugs including Atorvastatin, Amlodipine, Levothyroxine, Antibiotics and more.
Preventative Care Services
Timely access to key preventative services including checkups, screenings, immunizations and patient counseling.
Virtual care
Access quality healthcare anytime, anywhere with our Virtual Care Services. Convenient and personalized, our platform seamlessly integrates into your lifestyle for all your health needs
Bella
Meet Bella: Your 24/7 AI mental health companion for anxiety and depression, offering empathetic, personalized support anytime, anywhere
Mental Wellness
Discover 24/7 Virtual Mental Wellness: A confidential platform for mental health with tailored tools and resources, accessible anytime for a balanced life.
Health Management Platform
Improve your health with our AI-driven Health Management Program, providing personalized insights and access to an extensive library of medical content
Virtual Vet
Get 24/7 Virtual Vet Services for your pets. Connect with veterinary experts anytime for advice, diagnosis, and peace of mind at your fingertips.
Available in Spanish
Explore The CHAMP Plan in Spanish: Your all-in-one health and wellness app for personalized fitness, nutrition, and tools in your native language.
Augmented Reality Physical Therapy
Transform physical therapy with our Augmented Reality platform, offering real-time feedback and accurate movement analysis using 111 body data points, no special hardware needed
Vitals
Use Vitals to easily track heart rate, blood pressure, and other vital signs in real-time, without extra devices, for a complete health overview
First name, See What Makes Your Plan a True Game Changer
FOR YOUR COMPANY
Company name can expand the benefits without incurring additional costs
Using your new CHAMP™ plan can reduce incoming claims hitting your mainline insurance while reducing out of pocket expenses for your employees. Additionally, you will experience reduced payroll tax burden, increased employee satisfaction and contribute to the overall health of your population by offering easy to use preventative and wellness services.
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20
40
70
100
%
Funded By Employees
100
75
50
25
Zero
$
Additional Cost To You
FOR YOUR PEOPLE
One app to rule them all
Access care, connect with advisors and complete wellness checkins.
Personalized Care Modules
Provider Locators and Telehealth Access
Secure Connection to Health Advisors
Works With Your Existing Insurance
Need Deets?
Would you like to discover how many of your employees are eligible and how much you could save as an employer? Securely upload your most recent employee payroll report to receive a tailored proposal.
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"As a fast food chain we always had an issue offering benefits to our employees and the CHAMP plan has been the perfect fit to accomplish that. Not only does it increase their pay but it provides minimum essential coverage and useful benefits they can use as standalone and with their current plan."
Jay
Arby's Owner
"As one of only a handful of IRS certified PEO’s in the United States, our business is providing Human Resources and Payroll to over 50,000+ lives around the United States. As a result, compliance was at the heart as the most important factor of our decision to participate in the CHAMP plan."
Robert
National Payroll and Staffing PEO
"We’ve been with the CHAMP plan for 5 years now. At first, we were hesitant because we didn’t know if our employees would actually see the benefit. Looking back, we now wish we rolled it out years sooner. Our employees are healthier and they love the added medical benefits along with their higher paychecks. To date we have saved our company and our employees millions and have it implemented in 85 stores across the country. The CHAMP plan has been the single greatest benefit we have implemented for our employees and our bottom line."
Curt
Piggly Wiggly Owner
"As a CFO, my job is to find ways to improve the bottom line of our business. When we were first introduced to the CHAMP plan, the immediate reaction was this is too good to be true. After talking with our CPAs and attorneys about the plan, they concluded that CHAMP plan was compliant on all fronts. We added the CHAMP plan to our benefit package with nearly 100% acceptance. Not only do our employees have a higher take-home pay, the bottom line of the business improved tremendously and we would highly recommend the Champion Health plan."
Luka
$450MM Revenue Software Analytics Company
TAKE HOME PAY
Let's Zero In On Some Details
Note: This is a bi-weekly example for illustrative purposes only.
$1,586 Average Annual Increase in Take Home Amount Per Employee
See additional impact this plan can have on your number of employees
This illustration is based on national averages for a family of four and is based on Department of Labor and other agency data.
Direct Healthcare Savings
$19/month
$182/year
Costs otherwise spent for care
Indirect Healthcare Savings
$39/month
$374/year
Costs not spent on care
Immeasurable Savings
$99/month
$950/yearly
Costs not spent elsewhere
Doctor Visits
Emergency Visits
Urgent Care Visits
Telehealth Visits
Wellness Visits
Personal Advocate
Predictable Expenses
4/year with $40 copay
1/year with $250 copay
2/year with $100 copay
4 RX without $20 copay
$2,000 in deductible savings
Included
Reduced absenteeism
Reduced wait
Quicker care
Direct Healthcare Savings
$19/month
$182/year
Costs otherwise spent for care
Doctor Visits
4/year with $40 copay
Emergency Visits
1/year with $250 copay
Urgent Care Visits
2/year with $100 copay
Telehealth Visits
Wellness Visits
Personal Advocate
Predictable Expenses
Indirect Healthcare Savings
$39/month
$374/year
Costs not spent on care
Doctor Visits
4 RX without $20 copay
Emergency Visits
$2,000 in deductible savings
Urgent Care Visits
Included
Telehealth Visits
Wellness Visits
Personal Advocate
Predictable Expenses
Immeasurable Savings
$99/month
$950/yearly
Costs not spent elsewhere
Doctor Visits
Reduced absenteeism
Emergency Visits
Reduced wait
Urgent Care Visits
Quicker care
Telehealth Visits
Wellness Visits
Personal Advocate
Predictable Expenses
FAQ’s
Frequently Asked Questions
Do my employees have to change insurance?
No. The CHAMP Plan™ is a self-funded overlay program that complements existing traditional medical insurance plans.
Do employees need to change providers or medical care?
No. Employees who voluntarily enroll in The CHAMP Plan™ can continue to use the same providers and receive the same medical care they’re already receiving through their traditional medical insurance. The CHAMP Plan™ can provide additional options for better quality care and cost savings as identified by the physician of record, but employees are not required to take those options.
How do my employee’s paychecks go up?
Each pay period, a pre-tax deduction comes out of each employee’s paycheck to help fund the employer-sponsored CHAMP Plan™. The typical taxes are then taken from the now reduced pre-tax pay, and employees receive a post-tax benefit after participating in a monthly healthcare activity that triggers a CPT code and explanation of benefits. (Triggers are as simple as watching a video or reading an article). In short, a lower adjusted gross income results in lower taxes, which raises an employee’s take-home pay after The CHAMP Plan™ post-tax benefit is added to their paycheck!
Can we begin participating in the program at any time?
Yes, and every month you wait, you’re losing out on potential FICA savings per employee!
Is The CHAMP Plan™ compliant?
Yes. The CHAMP Plan™ is a qualified Section 125 plan set up as a self-funded employer-sponsored plan that is 100% funded by employees through a pre-tax payroll deduction. The claims funding portion is held by the third-party administrator (TPA) in a custodial account and pays claims as they incur in accordance to the plan document and the schedule of benefits. The definition of a claim is defined as claims made to providers, facilities, pharmacies, or employees.
Claims to employees result when an applicable CPT code is triggered with a corresponding explanation of benefits (EOB). Examples of these claims include preventive examinations, bio-metric screens, health risk assessments, and chronic medication fulfillment. Claims made to employees are neither taxable nor considered ordinary income. The amount of premium charged to employees is actuarially set to cover the claim risk on the plan while meeting a desired medical loss ratio (MLR). At the end of the plan year and the runout period, any potential surplus left in the claim account is considered a plan asset to the employer.
Does The CHAMP Plan™ meet the definition of Minimal Essential Coverage?
Yes, as far as the individual mandate The CHAMP Plan™ meets the definition of MEC. As far as the employer mandate for companies with 50 or more employees the Champ Plan does NOT meet the definition of MEC for the employer.
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Start Your Coverage Today
Just upload your census and answer a few initial questions and our Onboarding Team will take care of the rest including setting up payroll deductions, processing enrollment and monthly invoicing.